cost, sure - but what about claims?
like most short-sighted americans, people here rave about the money saved up front but appear oblivious to the fact that they haven't had to file a claim yet & deal w/ that, which is a whole other story from the co. signing you up & having the cheeriest reps on the block (yes, mine did too). i wish more people would post about their experience w/ claims, b/c now i am very leery about Teachers/Response Insurance after reading what little is available online
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