I INSURE A VAN, A PICKUP TRUCK AND TWO HOUSES. ONE HOMEOWNER CLAIM WAS SAID TO BE WATER DAMAGE WHEN IT WAS CLEARLY NOT. I LET IT GO. I LOANED THE PICKUP TO MY 19YR OLD WHO WAS HIT BACKING ONTO THE ROAD. THREE WITNESSESS AND A CAMCORDER SHOWED THE PERSON TO DELIBERTLY HIT THE PICKUP. THE CLAIMS AGENT(HALF A STATE AWAY) MISS QUOTED PA. STATE LAW AND SAID THAT IT WAS MY SONS FAULT. IN PA. YOU CAN ONLY HIT ANOTHER CAR IF THEIR WAS NO WAY TO AVOID AND ACCIDENT. WHICH WAS NOT THE CASE.
THE CLAIMS ADJUSTER WAS A REP FOR SEVERAL INSURANCE COMPANIES.
THE PREFERED REPAIR SHOP WAITED UNTIL 20 MINUTES BEFORE CLOSING FOR THE WEEK END TO NOTIFY US TO COME FOR THE PICKUP. WE HAD TO PAY 3 EXTRA DAYS FOR THE RENTAL CAR. THEY RAISED MY INSURANCE RATES TO OVER $2000.00/YR.