Geico insurance was initially attractive for it's lower cost. However they don't care whose fault it is when there is a claim and in our case they cancelled our insurance with less than two weeks notice. There was no reason other than a couple of no faullt minor accidents. We have never been cited for speeding and other than backing into a car which was parked behind us and sliding into a guard rail in a snow storm we have had no other accidents. This company is very conservative so watch out.