I was with Geico for 8 years. Recently another driver clipped me at an intersection. Luckily, I incurred very little damage, while the other party's vehicle saw some significant dents, scrapes and scratches. Surprisingly, the other party filed a complaint against me (even though he clearly caused the accident). Geico initially denied his claim in full, then suddenly reversed themselves and paid the claim because it was a "word vs. word" issue as to fault and there were no witnesses. After 8 years with Geico, to have Geico take another party's word over mine and pay a claim in full (resulting in higher rates to me) made me quite angry. My wife and I have no speeding tickets nor accidents - now suddenly our rates would have increased significantly. We immediately switched to Allstate, and saved nearly 30% as compared to our supposedly "low" rate at Geico (before any increase resulting from the accident). We will never, ever, switch back to Geico.
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